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Halal investing, tailored for you

You aren't bad with money.Just yet to be shownhow to make it grow.

…Until now. Everything Halal Investing. Built for you to Build Real Wealth.

Find my path →Learn the basics →
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📘 Free · No email required

Download the free Halal Investing Guide.

The complete beginner's guide. Riba explained, your first ETF, opening an ISA, and how to start with £10. Everything in one place, in plain English.

✓What makes an investment halal (and what doesn't)
✓ The exact ETFs to look at and where to buy them
✓How to open a Stocks & Shares ISA, step by step
⬇ Download the guide (PDF)
Halal_Investing_101.pdf · scroll to read
📘Halal Investing 101 guideThe complete beginner's guide, in plain English.Tap to open the guide →
Start where you are

Which one sounds like you right now?

Pick the one that fits. We build the path from there. No two journeys are the same.

💸
“I'm just trying to get through the month.”
Bills, rent, direct debits, and not much left. We start with budgeting and finding your first £10, before investing even enters the picture.
Start with budgeting →
👶
“I want to start something for my children.”
A Junior ISA plus halal ETFs from £25/month. £50/month for 18 years can become over £35,000, completely tax-free.
Open a Junior ISA →
🤔
“I want to start but keep getting lost.”
You've tried reading about it, but the jargon kicks in and you close the tab. Plain English, step by step, in the right order.
Start the basics →
🎯
“I've got a specific goal for my money.”
Hajj, a house, a wedding. Tell us the target and timeline, and we'll show you exactly what it takes to get there.
Plan my goal →
🕌
“I'm older and feel like I've missed the boat.”
You haven't. Starting at 50 with £200/month still builds over £41,000 in 10 years. We have a path built specifically for late starters.
It's not too late →
🌱
“Nothing specific, I'm just curious.”
No pressure, no commitment. Explore the guides, try the practice arena with virtual money, and start for real only when you're ready.
Explore freely →
🧭
“I found out some of my investments aren't halal.”
It happens more often than you'd think, and it's fixable. We'll help you spot the problem holdings, understand purification, and move into halal alternatives.
Put it right →
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The tools

See exactly what your money could become.

Four tools that turn “someday” into a number you can actually plan around.

Growth Calculator
Watch compounding work.
Move the sliders. See what consistent halal investing actually builds over time. The number does the convincing.
Open the calculator →
Monthly£50
Years10 yrs
Could grow to
£9,147
You invest £6,000 · growth £3,147
Goals Planner
What's your goal?
House, Hajj, your children's future. Tell us your goal, timeline and budget, and we'll show you the path with real numbers.
Plan my goal →
🏠
House deposit
£23,800
£200/mo · 7 yrs
👶
For my children
£35,100
£50/mo · 18 yrs
🕌
Hajj / Umrah
£8,740
£150/mo · 4 yrs
🌱
Long-term
£76,600
£100/mo · 20 yrs
Practice Arena
Your portfolio, built right here.
Invest £1,000 of virtual money in real halal ETFs at real prices. Build confidence before spending a single real pound.
Try the arena free →
My Halal Portfolio
£12,840
↑ +8.4%
IS
ISWD · World Islamic
+8.2%
IG
IGDA · DJ Islamic
+6.1%
IU
ISUS · MSCI USA Islamic
+12.4%
AI Finance Guide
Ask anything. Anytime.
A guide that knows your situation and answers in plain English. Tailored guidance, not generic advice that ignores where you are.
Ask Mana →
Mana Finance Guide
Is a Stocks & Shares ISA halal?
The ISA is just a tax wrapper. What matters is what you hold inside it. With halal ETFs, it's permissible and tax-free...
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Works with platforms you already know
📊 Trading 212
🏦 InvestEngine
💹 iShares
🌍 HSBC Islamic Index
📈 Hargreaves Lansdown
🕌 Al Rayan Bank
⚡ Gatehouse Bank
🔷 Freetrade
📊 Trading 212
🏦 InvestEngine
💹 iShares
🌍 HSBC Islamic Index
📈 Hargreaves Lansdown
🕌 Al Rayan Bank
⚡ Gatehouse Bank
🔷 Freetrade

From curious to monthly investor.
Four clear steps.

Most people are at Stage 0 right now. That's exactly where we start.

😕
Stage 0 · Zero knowledge
You're here right now, and that's completely fine. Everyone starts here. The quiz takes 2 minutes and shows you exactly where to go next.
No experience neededTakes 2 minutes
📖
Stage 1 · First understanding
You understand what halal investing is, what an ETF is, why riba matters, and what the UK options look like. Three short articles, 15 minutes total.
What is halal investing?What is an ETF?Which platforms
💳
Stage 2 · Ready to invest
Account open, ETF chosen, first investment made. You practiced with virtual money first, so nothing felt scary. The first real pound is the hardest. We make it easy.
Open Trading 212Buy ISWDMonthly direct debit
🚀
Stage 3 · Monthly investor
You invest every month. You understand what you own. You're watching the compound effect work in real time, building generational wealth, the halal way.
Automated investingGoal on trackBuilding wealth
ETF Explorer

The halal ETFs worth knowing, in plain English.

No finance degree needed. We explain each ETF in one sentence, with its 5-year average return, risk level, and links to the platforms where you can buy it for as little as £1. Past performance isn't a guarantee of future returns.

Explore all ETFs →
Halal ETF comparison
8 ETFs + physical gold · UK available
TICKER
FUND
5-YR AVG
·
ISWD
iShares MSCI World Islamic
+12.4%
Popular
IGDA
Invesco DJ Islamic Developed
+10.8%
Broad
ISUS
iShares MSCI USA Islamic
+14.6%
Growth
HIWS
HSBC MSCI World Islamic
+16.4%*
Global
HIES
HSBC MSCI EM Islamic
+26.7%*
Emerging
ISDE
iShares MSCI EM Islamic
+14.2%
Emerging
AMAP
Saturna Al-Kawthar (active)
+7.4%*
Concentrated
MWIM
Invesco MSCI ACWI Islamic
New
Watch
IGLN
iShares Physical Gold ETC
+17.1%†
Ballast

*Annualised since launch, not yet a full 5-year track record. Past performance isn't a guarantee of future returns.

†IGLN is a physical gold ETC, not an equity ETF. The +17.1% figure is annualised from its 120% 5-year total return (Yahoo Finance, July 2026), driven by an unusually strong recent run in gold. It is not a projection: don't extrapolate it. Past performance isn't a guarantee of future returns.

Honest answers

You're probably wondering…

The questions we get asked before people start. Plain answers, no spin.

Is investing actually halal? +
Yes. It depends what you invest in. Owning shares in companies is permissible. What's not permissible is interest (riba), gambling, alcohol, weapons. ETFs built for this screen those out, certified by Islamic scholars. This site only covers those.
I only have £20/month. Is that even worth it? +
£20/month at 10% average annual growth for 20 years becomes over £15,000. Starting small and staying consistent is how almost every long-term investor built wealth. The habit matters more than the amount.
I have debt. Should I invest first or clear the debt? +
Clear high-interest debt first (credit cards, overdrafts), then build a 3-month emergency fund, then invest. The quiz walks you through this if that's where you are. It won't skip the step you actually need.
Is it too late to start at 45 / 50 / 55? +
No. Starting at 50 with £200/month gives you over £41,000 in 10 years at 8% growth. Starting late beats never starting. And we have a specific path for late starters, built differently from what we'd tell a 25-year-old.

Ready to start?
A few quick questions. That's all it takes.

Get a personalised plan: the right ETF, the right platform, the right amount for where you are right now. No login needed to begin.

Find my path →Get the free guide ⬇

Mana is an educational platform. We're not regulated by the FCA and nothing here is a personal recommendation. Everything you see (ETF illustrations, goal projections, quiz results, AI responses) is general information to help you learn. Before investing, please do your own research and consider speaking to a regulated financial adviser.

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