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ETFs · Index funds · Workplace funds · Stocks · Mana Credit · Compare halal products ↗ · Terms · PrivacyInvesting 101
A halal Stocks & Shares ISA, a low-cost ETF, and a standing order on payday. That’s most of what you need. Here’s the full picture.
These halal ETFs are pre-screened: no riba, no prohibited sectors.
New to ETFs? Read “What is an ETF?” →iShares MSCI World Islamic UCITS ETF
The most popular halal ETF for UK investors. Holds 400+ Sharia-compliant companies across the US, Europe and Asia.
Annual fee
0.3%/yr
Risk level
Medium
5yr avg return
12.4% / yr
Min. invest
£1
Available on: Trading 212, InvestEngine, Hargreaves Lansdown, AJ Bell · ISA-eligible ✓
Invesco Dow Jones Islamic Global Developed Markets UCITS ETF
Broad global developed-markets diversification, run by Invesco (not iShares) via a second independent screening methodology.
Annual fee
0.4%/yr
Risk level
Medium
5yr avg return
10.8% / yr
Min. invest
£1
Available on: Hargreaves Lansdown, Trading 212 · ISA-eligible ✓
Assumes a 9% average annual return (balanced halal portfolio). Illustrative only.
£50
10 yrs
You contribute
£6,000
Growth adds
+£3,748
Total value
£9,748
Open a Stocks & Shares ISA first. All gains are tax-free.
Full platform comparison → “Which platforms to use”Beginners with small amounts. Fractional shares mean you can buy ISWD for £1. Does not currently offer a Junior ISA.
ETF-focused investors who want a DIY portfolio at zero platform fee. Does not currently offer a Junior ISA.
Set it up once. It runs every month without you touching it.
More on automation → “How to automate your investing”Open a Stocks & Shares ISA
Go to Trading 212 and open an account. It takes 10 minutes. You'll need your National Insurance number.
Find your ETF
Search for "ISWD" in the search bar. This is your halal ETF.
Set up an Auto-Invest / recurring order
Most platforms have an "Auto-Invest" or "Regular Investment" feature. Set it to invest on the same day each month, ideally the day after payday.
Set up a standing order
In your bank app, set up a standing order to transfer your investing money to your ISA on payday. This makes investing automatic and removes the temptation to spend it.
Leave it alone
Don't check it daily. Set a reminder to review once every 3–6 months. Resist the urge to sell when it drops.
These are responsible for most people never building wealth.
The full list of 6 mistakes, explained →Waiting until you have 'enough' money
Start with £10. The habit matters more than the amount. Increase it as your income grows.
Trying to time the market
Nobody consistently times the market, not even professionals. Invest monthly and ignore the noise.
Selling when the market drops
Drops are normal. A 20% drop is a 20% discount. Staying invested is how you recover it.
Paying too much in fees
A 1% annual fee sounds tiny but costs £10,000s over 20 years. Stick to ETFs under 0.60%.
Not using your ISA allowance
You can invest up to £20,000/year in a Stocks & Shares ISA, and all gains are tax-free. Use it first.
Ignoring Sharia compliance
Not all ETFs are halal. Stick to pre-screened ones like ISWD, IGDA, or use Zoya to check individual stocks.
Investing money you might need soon
Keep 3–6 months of expenses in an accessible savings account before you invest anything.
Want a plan tailored to you?
This page is the general picture. Answer a few questions about your goal, debt, and timeline for a recommendation that fits your specific situation.
Save this for later
Download the complete Halal Investing 101 guide as a PDF.